How much money
the cost of a bus IC card? Carry balance of interest? Flowers where to go?
the people of Beijing Liu Wei to apply to the relevant departments of Beijing in March this year, information disclosure, but so far no specific reply (the newspaper on April 19 reported).
Beijing municipal Card Co., Ltd. (hereinafter referred to as “Card Company”), a person in charge said: “We are not listed companies, under no obligation to disclose such.”
information disclosure On the one hand, the card company to deposit, prepayments, interest and prepaid residual value of the property for himself, is it reasonable? “said Heng Fang Yong Yuan Law Firm, director Wang Liangbin.
card prepayment interest is about 60 million
publicly available information as of July 31, 2011, card provisioning of (prepayment consumption is not part) balance of only 467 million yuan.
Reporter survey found that the average daily balance of each bus card is about 50 yuan, public information, the card issuers, Beijing has reached 40 million, provision for the average daily balance of the card company should have 20 billion.
card company official said, recharge models of recharge points to close the day of the nearest deposited in the bank. Related to bank a lot, difficult to estimate the specific balance. “
the bank base rate is the current 0.5%, 3 month fixed 3.1%. Agricultural Bank of a primary financial officer, said: “20 yuan deposit of the card a total of 800 million yuan daily pay, if the remaining prepaid balance two billion records of bank three months on a regular basis, the annual interest income of about 60 million yuan.”
huge amount of interest income plus subsidies each year is still a loss?
card company official said, labor costs, equipment procurement, maintenance costs, “Interest income is fundamentally not we earn down”.
report card year after year by the Government subsidy of $ 1.5 billion in 2008, 2009 and 2010, 130 million yuan each, plus a huge amount of interest, the company is still loss.
reporter interviews found that the card the card for the company’s procurement to the Ante, a non-contact smart card purchase price of about 9 yuan.
The official said Beijing card over 1500 recharge outlets, 150 000 units of credit card equipment, costs money. Card credit card machines installed by the tens of thousands of buses provided free of charge by the card company.
cost of the pay by the bus operators
card company is a government monopoly service for the public, which should enjoy the right to let the majority of stakeholders. “Wang Liangbin said.
card company official said: “We have to report to the Government, when the disclosure, disclosure of the extent to, to listen to instructions from the Government.”
Wangliang Bin said, the maximum benefit of card public transport operators, such as the bus company, the MTR Corporation. Like the purchase of equipment, maintenance, and even personnel costs, which should be borne by these operators, and should not be passed on to consumers.
last year, the People’s Bank of China issued “non-financial institutions to pay the service management approach to the implementation details (draft) provides third-party payment precipitation funds derived from interest, in the final payment companies dominate.
“Property Law” has long been clear, the owner of the realty or chattel, legally entitled to possession, use, revenue and disposition rights.
Wangliang Bin said, consumers are advances by the card owner. “If the public finds the card company to make up for the bus operators should bear the cost to the huge interest, may not be able to accept.” To investors reported
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