Shenzhen proposes to collect their pension insurance payable upon the insured at least 25 years

According to Voice of coverage of the economy, Shenzhen City Office of Legislative Affairs, hang out on May 4, Shenzhen City, social health insurance scheme (revised) “to seek the views of days since the new social security payment methods become Shenzhen wide range of public discussion topic. Among them, the cumulative contribution years at least 25 years of retirement to be no longer pay uninsured treatment of this provision caused more controversy.

social security Shenzhen, the new regulations have been approved “fee to pay to the dead”

according to the Shenzhen City Office of Legislative Affairs announced the “Social Security (Amendment Draft)” 13 retirees pay provisions in Shenzhen City, the insured person in receipt of pension benefits on a monthly basis, to participate in health insurance and basic medical insurance in Shenzhen, the actual payment and the cumulative contribution years to reach the prescribed number of years, you can stop payment fee and continue to enjoy basic medical insurance.

specific provisions are as follows: handling staff receive a monthly pension benefits procedures in 2012 in Shenzhen City, the actual contribution years for 10 years, the cumulative contribution years to 15 years. 2012, apply for one year after each push of the year receive a monthly pension benefits procedures, the actual contribution years in Shenzhen to be increased in one year, the cumulative contribution years to increase for two years. The revised draft regulations, 2017 and subsequent handling staff receive a monthly pension benefits procedures, the actual contribution years to 15 years, the cumulative contribution years to 25 years in Shenzhen. Arrears dissatisfied with the contribution years from retirement, want to continue payment to the provisions of years.

this article first linked to retirement health insurance benefits and payment years, subversion of the past regardless of payment when they retire, do not have to pay to enjoy the health care treatment provisions. Which the staff handled later in 2017 and receive a monthly pension benefits procedures cumulative toll of life of 25 years, “the provisions of retirement for non-payment of fees to enjoy the health care treatment payment period extended to 25 years, become a focus of attention. Many Shenzhen residents expressed their opposition, that this payment period is too long, some people even use “fee to pay to die of old age” to describe.

or based on the future of social security funds to pay pressure

Commentator

CNR Financial Review, the sound of the economy, Capital University of Economics and Labor Economics, College of vice president of Zhu Junsheng to comment on this topic.

Moderator: Shenzhen Office of Legislative Affairs announced the new regulations, why do you want to cancel no matter how long fees to pay, retirement, free of charge and access to health care, rather than have a 25-year limit how do you think?

Zhu Junsheng: I think Shenzhen is considered from the perspective of the health insurance fund balance. Because of the foreign population in Shenzhen, more middle-aged, Shenzhen City, population aging is relatively low. However, if the view from the future trend of population aging in improving their medical expenses will increase. Recently in various parts of the level of medical insurance increased, taking into account the pressure on the payment of the future fund, Shenzhen to increase the limit of contribution years, this may be the main consideration.

host: from the insured person, this time a retired health care treatment and payment younger hook, you feel that the insured person which really affect?

Zhu Junsheng: this must have some impact, especially the relatively short work experience or employment instability groups reach retirement, contribution years, you need to repay. So when his pension is relatively low, there may be relatively large pressure.

the

lose health insurance, “the statement is not accurate

Moderator: Shenzhen people say that the original can both enjoy retirement pension, they can be reimbursed medical expenses policies yellow, modified to become the only pension, loss of health insurance. Their understanding of you think accurately?

Zhu Junsheng: this understanding is not too accurate, because in theory it has both pensions and medical insurance funds. The only piece of additional medical insurance, a condition may be some people there will be pressure, but not simple to understand so need to be subdivided.

Moderator: In this social security payment to a maximum contribution years for 25 years, the useful life has also been a lot of people questioned. After 2017, the cumulative fee of 25 years be able to on a monthly basis to enjoy the health care treatment, these people, these night out is not a payment to be submitted to die of old age to enjoy it?

Zhu Junsheng: 25 years in the end character does not meet the actual circumstances of Shenzhen, this is not a good comment, because according to the average life expectancy of the population of Shenzhen City, we average to participate in the work of age and about the length of working time taken into account.

experts say should take into account gender differences Never one size fits all

Moderator: also compared users of Shenzhen, across the country policy, such as policy and Tianjin were compared. Tianjin social security provisions to pay at least 25 years. However, according to the “the Tianjin basic medical insurance requirements and lesbians simply pay at least 20 years. Earlier than gay lesbian retirement age of 55, five years, this provision is more humane, more in line with the truth. Do you think men and women treated differently whether the policy is worth learning?

Zhu Junsheng: this is a worthy lesson. Not only in Tianjin, Beijing also has similar provisions, it requires the male requirement of 25 years, women accumulated 20 years of contribution such retirement will no longer pay health insurance premiums, you can enjoy medical insurance. The retirement age for men and women there is a difference, in which case if we are across the board have a problem. As for the future raise the retirement age, men and women together, in the introduction of this policy is not the case, my personal recommendations or differential treatment more appropriate.

Moderator: Do you think this policy in your opinion, what are the main points of concern?

Zhu Junsheng: from the perspective of ordinary people, Shenzhen suddenly have such a requirement, from a publicity point of view of policy, he needs to do some explaining. This interpretation is not necessarily a policy provisions for comments, and even why the contribution years is 25 years, based on what kind of consideration? How the status of up to 25 years after its fund balance, to give consumers what kind of treatment change. If you do not to support, may give understanding to bring some misunderstanding.

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